Difference between EPF account 1 & 2

I always get confused between EPF account 1 and 2. I know our monthly EPF contribution is slit into 2 accounts. These 2 account for for specific purposes such as medical, education, housing, Unit Trusts etc. So, if you are searching to understand the differences between EPF account 1 and 2, let me summary it here!

EPF account 1 ( retains 70% of your contribution)
– Mainly for your retirement only.
– Withdrawal can only make for purchase of approved Unit Trust scheme

EPF Account 2 (retains 30% of your contribution)
– Withdrawal can be made for Housing, Medical, Education etc subject to conditions